PLOTTU

Capital Gains Calculator

Estimate capital gains and tax liability on property sales.

Property Sale Inputs
Enter purchase, sale, and improvement details to compute capital gains.
Use FMV instead of purchase price

Development & Other Costs

Add renovation, registration, brokerage, or improvement costs.

No additional costs added.
Capital Gains Summary
Review capital gains and tax liabilities under old and new regimes.
Enter purchase and sale details to calculate gains.
Understanding Capital Gains in Tamil Nadu
A quick guide to how property gains are calculated and taxed.

What are capital gains?

Capital gains are the profit earned when you sell a property. The difference between the sale price and the purchase price (plus eligible improvement expenses) is treated as taxable gains.

Short-term vs long-term

If a property is sold within 24 months, it is short-term capital gain (STCG) and taxed at your income slab rate. Holding the asset for more than 24 months makes it a long-term capital gain (LTCG).

Indexation and CII

Under the old regime, LTCG allows indexation using the Cost Inflation Index (CII). Indexed purchase cost = (CII of sale year / CII of purchase year) × purchase price, reducing taxable gains.

Tax rates

LTCG is generally taxed at 20% with indexation in the old regime, while the new regime applies 12.5% without indexation. STCG follows slab rates.

FMV for older assets

Properties acquired before April 1, 2001 can use Fair Market Value as on 2001-02 as the purchase cost to compute indexed gains.

Common exemptions

Sections 54, 54EC, and 54F provide exemptions if gains are reinvested in residential property or specified bonds. Eligibility depends on timelines and asset type.